Taking a Proactive Approach to Appraisal after Texas Supreme Court Limits Appraisal Defenses
What is left of the “Estoppel by Appraisal” doctrine after the Texas Supreme Court’s decisions in Ortiz, Barbara Tech, and Hinojos? On one hand, Ortiz was a very favorable ruling for insurers, holding that payment of an appraisal award effectively bars bad faith claims, absent the rare case proving “independent injury.” See Oscar Ortiz v. State Farm Lloyds, 589 S.W.3d…